Feedback
Recently I sold my house and purchased a bigger house with mortgage top-up. Due to the number of late interest payments made leading to poor credit record with the previous bank, I was told that mortgage top-up would not be possible. Furthermore, although I’m a New Zealand permanent resident holder I have little income and although my husband can support me financially I was told that his overseas income cannot be accepted by the bank. However with the help from Kim & Co I was able to top-up my mortgage at a competitive rate. If there’s anyone looking for a mortgage broker who can give good advice with experience, Kim & Co is the business to go to.
I have dealt with Westpac for the last ten years and with my interest rate increasing while my income declining over the years I have applied for a mortgage to buy a smaller home. Westpac had told me that although my income has decreased over the years because I was able to pay my mortgage on time I was able to get an approval. On top of this with Kim & Co’s help we were able to receive unexpected cash back of $2000. We were simply hoping for an amount to cover half of the legal cost. We are extremely satisfied with Kim & Co’s services and highly recommend them to anyone with mortgage brokerage needs.
After living in New Zealand for the last twenty years, my daughter is now old enough to have a career and make a living for herself. As a parent I wanted to help my daughter with buying her first home by adding some of my income when applying for the mortgage. After talking to the property agent I have been suggested to see a mortgage broker in order to negotiate a better offer. With Kim & Co’s help providing range of services from taxation, property investment to mortgage brokerage services has made the process convenient for me. Furthermore, I was able to apply and gain approval for a mortgage on the same day. The bank had also given me $5000 cash back. Before getting in touch Kim & Co I never understood why people would seek advice from a mortgage broker but now I do. I am highly satisfied with the services provided by Kim & Co and will recommend them to anyone. Kim & Co is a business you can trust and rely on.
I am very lucky to be a client of Kim & Co Ltd, especially Joshua who has a rich business and accounting experience help me a lot. At the beginning stage, I struggled on how to operate a business properly in New Zealand, since I never opened any business before. So many tax issues came to my head at the same time, let me almost want to give up. Fortunately, Joshua taught me step by step, and always represents me to communicate with IRD when I got any problems. Sometimes, he gives me some useful business advices. Those help my business turn to profit now. I strongly recommend Mr. Joshua Huang in Kim & Co Ltd to everyone.
Christopher has a wide range of working experience as a chartered accountant; He provides not only professional advice but also very valuable opinion according to client’s circumstances. We are satisfied his structured business plans, meeting all business requirements by the Immigration NZ. His clear communication skills and quick action is also impressive. We are happy to continue working with him and his firm.
We, at Co Plan Group Ltd use Kim & Co Ltd to formulate all the business plans for our LTBV clients.” They are a professional, efficient company whose business plans are accurate and comply with all Immigration NZ requirements.
There’s a famous coffee ad slogan “finding true friends in times of trouble.” When the road gets dark and you feel uncertain about your future in New Zealand, Christopher is always there for his clients guiding them with clear directions like a light house. Thank you Christopher and I wish you well and all the success in your future endeavours.
The success and failure of immigration depends on the people you meet. As an immigrant and a New Zealander for the last eleven years, I know I am lucky to have met Christopher and Kim & Co Ltd. In 2002, like many people immigrating to New Zealand, for my children’s’ education I have decided to move here. Although securing a permanent residency in New Zealand was my top priority, after having my LTBV application approved I simply didn’t know what to do. From business establishment to various tax issues, I had no one to help me in times of need. Referred to Kim & Co Ltd by a trusting friend, on our first encounter I remember the warm smile, the genuinely sincere greetings, and the pleasure he derived from meeting his clients. It has been more than ten years since then and although my business has been through many ups and downs Kim & Co has always been with us. From commercial to legal expertise, Kim & Co’s ‘one-stop’ full service has helped me save time and effort without stretching my financial constraints.